For most adoptive parents, financing an adoption can seem impossible. Many save for years, cash in stocks and bonds, or take loans out of their 401K, through their bank, or use credit cards. The decision to take out a loan to pay for expenses can be difficult because it can take years to pay off. Before you use credit to afford an adoption, research other avenues of paying adoption costs. A few ideas are: sell assets to go toward the cost of adoption, hold yard sales, get a second job strictly for adoption expenses, or apply for grants from charitable organizations that will help fund adoptions.
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